Skip to Content


Municipal Credit Union Multiple Overdraft Fees – Class Action Investigation

October 10, 2021 by  

Ahdoot Wolfson is investigating a class action lawsuit against New York-based credit union Municipal Credit Union (MCU) following reports that it improperly charges multiple Non-Sufficient Funds (NSF) fees (also known as overdraft fees) on a single transaction. Despite that MCU’s contract permits it to charge only one fee per transaction that overdrafts an account (typically $32), MCU reportedly charges subsequent overdraft fees relating to the same transaction.

MCU’s conduct of charging multiple overdraft fees may violate its contracts with accountholders, among other laws.

If you bank with Municipal Credit Union and have experienced multiple overdraft fees on the same transaction, please fill out the form below and Ahdoot Wolfson’s lawyers promptly will contact you.

Municipal Credit Union overdraft